Disclaimer
Last updated: August 21, 2025
This Disclaimer explains the limits of responsibility and liability related to your use of Lumo Media and its content. By using the website, you agree to the terms below and to any updates we publish here.
Scope & Key Terms
This notice applies to all pages, posts, downloads, and interactive features on the Lumo Media website. It covers written guides, images, and any materials we provide about cruises, destinations, the outdoors, and travel tips.
"Company" means Lumo Media. "Website" or "Service" means our site and features we operate. "You" means the individual or entity accessing or using the Website.
Editorial Nature & No Professional Advice
Content on the Website is informational and educational. It is not legal, financial, medical, tax, or other professional advice, and should not be relied upon as such.
Your circumstances are unique. Consult qualified professionals for advice tailored to you. Actions you take based on our content are at your discretion and risk.
Cruises, Destinations & Travel Information
Travel details can change quickly due to policies, seasons, weather, strikes, or operational decisions. While we aim for accuracy at the time of writing, conditions may shift without notice.
Always verify critical items—entry requirements, visas, health advisories, insurance terms, local regulations, schedules, prices, and opening hours—directly with official or on-site sources before you go. You are responsible for your travel choices and safety.
Outdoors & Safety
Outdoor activities involve inherent risks, including variable terrain, weather, wildlife, and limited cell coverage. Routes, access, and conditions may change or be closed.
Use proper equipment, follow local regulations, and assess your skills and fitness honestly. Stop any activity that feels unsafe and seek qualified guidance where needed.
External Links
The Website may reference third-party resources. We do not control or endorse third-party content, policies, or practices, and we are not responsible for their accuracy or availability.
Your interactions with third parties are governed by their terms and privacy policies. Review those documents before providing information or making decisions.
Errors, Omissions & Timeliness
Despite careful review, content may contain errors or become outdated. We may update, correct, or remove materials without prior notice to maintain quality and relevance.
We do not guarantee completeness, accuracy, or timeliness. Use the information as a starting point and confirm details where precision matters.
Fair Use & Intellectual Property
From time to time, we may use copyrighted materials for commentary, criticism, education, news reporting, scholarship, or research consistent with applicable exceptions such as fair use or fair dealing.
If you wish to use our content—or third-party content we reference—for purposes beyond what the law permits, obtain permission from the relevant rights holder.
Security, Availability & Malware
We use reasonable measures to keep the Website secure and available. However, no internet service can be guaranteed free from interruptions, vulnerabilities, or harmful components.
We do not warrant that the Website will be uninterrupted or error-free, or that files are free of viruses or other destructive code. Use reputable security tools and keep your software updated.
Limitation of Liability
To the fullest extent permitted by law, Lumo Media will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from your use of—or inability to use—the Website or its content.
Where liability cannot be excluded, it is limited to the greater of the amount you paid to use the Website (if any) in the three months before the claim, or USD 100, subject to applicable law.
Changes to This Disclaimer
We may revise this page to reflect changes in our practices or applicable laws. The updated version will be posted here with a new "Last updated" date.
Your continued use of the Website after changes take effect constitutes acceptance of the revised Disclaimer.
Contact Us
If you have questions about this Disclaimer or wish to report an issue, please reach us via our contact page.